Preneed Funeral Insurance

What is Preneed Funeral insurance?

Preneed insurance is used to fund a funeral service agreement between you and the cemetery. You decide every element you want included in your funeral service, which includes everything from the Interment fees to headstones and even flowers. The family counselor totals the costs, and that amount is the basis for your Preneed insurance plan. You can either pay the amount in one installment or through monthly premiums. Upon your death, the funds are used to pay the cemetery for your funeral.

Why Should You Consider Preneed Funeral Insurance?

Over time, inflation will likely cause funeral costs to increase, but a  Preneed insurance plan can offset inflation for the items and services you include in your policy.

 Preplanning also allows you time to understand the process and make clear choices that are right for you. You can decide if you want an in-ground burial or cremation, select a casket or urn, and even arrange for items incidental to the ceremony. Best of all, prearranging everything with a funeral home makes the entire process easier for your family. Your wishes are spelled out clearly, so it eliminates all the guesswork. They will not need to wonder what kind of service you wanted or whether you desired a burial or cremation. Every detail will be outlined in advance, so they won’t be overwhelmed with choices while grieving.

Preneed Insurance Plans since 1983

Preneed insurance plans are protected by Great Western Insurance Company based out of Ogden, Utah. The company has been backing funeral insurance plans across the country since 1983.

Great Western Insurance Company’s Preneed insurance plans are specifically designed to keep pace with an ever-changing funeral market. Your premiums will never be increased, and your policy will never be discontinued as long as the premiums are paid on time. Your health may dictate which plan you qualify for, but you won’t be denied a policy based upon poor health.